幸运飞行艇官方开奖 幸运168飞艇开奖 168飞艇官网开奖 Comments on: IBAN WALL: First Impressions & Review https://savingsforfreedom.com/blog/2019/08/21/iban-wall-first-impressions-review/ Get practical tips on saving, investing, and making smart financial choices to secure your future. Wed, 11 Nov 2020 09:02:58 +0000 hourly 1 https://wordpress.org/?v=6.7.2 幸运飞行艇官方开奖 幸运168飞艇开奖 168飞艇官网开奖 By: Carlos https://savingsforfreedom.com/blog/2019/08/21/iban-wall-first-impressions-review/#comment-29 Thu, 02 Jan 2020 10:54:54 +0000 http://savingsforfreedom.com/?p=2810#comment-29 In reply to Marek.

Hi Marek,
Thank you for your comments.
You are right! You need to consider the tax implications. However, I personally don’t use iban as an investment tool, but as a short term resource allocation with small interest when you need to have funds available to be moved in a few days. Full liquidity while earning a little interest.
You can also consider that from time to time, iban offers extra interest that can help to overcome the inflation and tax burden. 🙂
Have a great 2020!
Carlos

]]> 幸运飞行艇官方开奖 幸运168飞艇开奖 168飞艇官网开奖 By: Marek https://savingsforfreedom.com/blog/2019/08/21/iban-wall-first-impressions-review/#comment-28 Thu, 02 Jan 2020 07:23:09 +0000 http://savingsforfreedom.com/?p=2810#comment-28 According to their website, the interested from IBAN wallet needs to be filed for a tax (as of standard P2P lending). Then the 2.5% interest seems will result in profit below inflation rate. Still better than zero profit, just need to consider the efforts when using this wallet.

]]> 幸运飞行艇官方开奖 幸运168飞艇开奖 168飞艇官网开奖 By: Carlos https://savingsforfreedom.com/blog/2019/08/21/iban-wall-first-impressions-review/#comment-20 Wed, 06 Nov 2019 15:43:48 +0000 http://savingsforfreedom.com/?p=2810#comment-20 In reply to Johnny.

Hi John,
Thank you for your comment.
In fact, they work with loan originators from all around the world.
I’m asking them for a full list of loan originators. I always prefer to know this. Until the moment they didn’t publish the data.

Since it was founded the business model changed in a significant way. Let me share my understanding of their public statements.
Considering that iban Wallet accounts offer a fixed interest rate (quite low in fact), regardless of the amount, term and investments made on loans, it makes sense that this P2P lending company is capable of offering multiple protections to its investors. This means that they can loan your money to a diversified group of borrowers from lower risk to higher risk and even with a potentially high level of default answer to any payment request by actual clients in the platform.

Example: you deposit your money. After 1 year you should receive 2.5%, right? And if they lend your money at a 10% interest rate to a borrower in Asia? This means that you are making your 2.5%, and if the borrower pays, they will make 7.5% in interest from your money… more than enough to cover potential losses from other deals, right?

I will continue to ask for the loan originators and for a clear publication on the blog about this subject.
It is especially important that they come forward with this information to the general public that are not aware of what is P2P lending.

For the moment I’m quite happy with the performance of my account, but watchful of any potential issues.
What do you think of my rationale?
Happy to have your opinion.
Carlos

]]> 幸运飞行艇官方开奖 幸运168飞艇开奖 168飞艇官网开奖 By: Johnny https://savingsforfreedom.com/blog/2019/08/21/iban-wall-first-impressions-review/#comment-19 Wed, 06 Nov 2019 08:57:14 +0000 http://savingsforfreedom.com/?p=2810#comment-19 What about iban Latam https://www.instagram.com/ibanlatam/ where iban Wallet grant loans at 100% LTV? It seems that the are lying to the customers. I don´t trust them. Do you really trust?

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