{"id":7279,"date":"2020-01-02T15:45:00","date_gmt":"2020-01-02T15:45:00","guid":{"rendered":"https:\/\/savingsforfreedom.com\/?p=7279"},"modified":"2020-10-11T12:00:29","modified_gmt":"2020-10-11T12:00:29","slug":"estateguru-quick-overview","status":"publish","type":"post","link":"https:\/\/savingsforfreedom.com\/blog\/2020\/01\/02\/estateguru-quick-overview\/","title":{"rendered":"Estateguru: Quick Overview"},"content":{"rendered":"\n<\/a>\n\n\n\n

EstateGuru is a online marketplace focused on real estate peer-to-peer lending. Founded in 2013 by Kaspar Kaljuvee<\/a>, Marek P\u00e4rtel<\/a> & Marko Arro<\/a>, EstateGuru facilities the financing of development loans, bridge loans, renovation loans and business loans based on real estate collateral in Baltic countries such as Estonia, Latvia, and Lithuania. In 2019 EstateGuru expanded operations to Finland, Germany, Portugal and Spain, but these deals represent a small part of the overall loan portfolio. <\/p>\n\n\n\n

EstateGuru is based in Tallinn, Estonia and is growing quickly as one of the largest real estate P2P investment platforms in Europe. All loans are backed by real estate collateral (with a average LTV below 60%) and EstateGuru has a good lending track record with investors achieving average returns over 12% to date.<\/p>\n\n\n\n

In 2020, EstateGuru launched a Seedrs equity crowdfunding campaign to raise capital for further expansion and growth.<\/p>\n\n\n\n

The risk profile of the loans can vary considerably and it is, as always recommend to perform a careful due diligence and selection before investing. EstateGuru is not a P2P platform that should be left alone through the use of the auto invest feature.<\/p>\n\n\n\n

\n
<\/div>\n\n\n\n
\n<\/a>\n<\/div>\n\n\n\n
<\/div>\n<\/div>\n\n\n\n

EstateGuru Quick Review<\/h2>\n\n\n\n
<\/i><\/div>

Type of Loans Available<\/h4><\/div><\/div>
Real Estate<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Average Interest Rate<\/h4><\/div><\/div>
8% – 14%<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Buyback \/ Secured Loans<\/h4><\/div><\/div>
Asset as Collateral<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Early Exit \/ Secondary Market<\/h4><\/div><\/div>
Yes. With a 2% fee for the seller<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Auto Invest Feature<\/h4><\/div><\/div>
Yes. Limited criteria below \u20ac250<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Control over Loans Invested<\/h4><\/div><\/div>
Yes, you choose<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Money Drag<\/h4><\/div><\/div>
No. Broad range of loans to invest in<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Hidden Fees<\/h4><\/div><\/div>
Yes. 2% for sellers on secondary market and \u20ac1 for withdrawns<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Loan Duration<\/h4><\/div><\/div>
6 months to 3 years<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Reporting Tools<\/h4><\/div><\/div>
High Quality<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

User Experience<\/h4><\/div><\/div>
High Quality<\/div><\/div><\/div><\/div><\/div>\n\n\n\n
<\/i><\/div>

Sign-Up Bonus<\/h4><\/div><\/div>
Earn 0.5% on all investments<\/strong> over the first 3 months in cashback<\/div><\/div>
EstateGuru Sign-Up Bonus
Thank you for supporting Savings4Freedom!<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n\n

<\/p>\n\n\n\n

What to learn more about Estateguru?<\/h2>\n\n\n\n
\"EstateGuru<\/a>
Check all articles about Estateguru by clicking the image above<\/figcaption><\/figure><\/div>\n\n\n\n
\n\n\n\n

EstateGuru Alternatives and Competitors<\/h2>\n\n\n\n
\n
\n
\"Real<\/a><\/figure>\n<\/div>\n\n\n\n
\n
\"Business<\/a><\/figure>\n<\/div>\n\n\n\n
\n
\"Personal<\/a><\/figure>\n<\/div>\n<\/div>\n\n\n\n

<\/p>\n\n\n\n

\n\n\n\n

Do you what to receive updates on new publications? Check SavingsForFreedom on Telegram<\/a><\/strong> and WhatsApp<\/a><\/strong>, or follow the blog in the links below! Thank you!<\/p>\n\n\n\n