{"id":501,"date":"2019-03-05T09:57:11","date_gmt":"2019-03-05T09:57:11","guid":{"rendered":"http:\/\/54.172.203.150\/?p=501"},"modified":"2020-01-20T10:06:04","modified_gmt":"2020-01-20T10:06:04","slug":"portfolio-update-february-2019","status":"publish","type":"post","link":"https:\/\/savingsforfreedom.com\/blog\/2019\/03\/05\/portfolio-update-february-2019\/","title":{"rendered":"Portfolio Update: April 2019"},"content":{"rendered":"\n
Hi Savings4Freedom friends!<\/p>\n\n\n\n
February was a specially painful month for me. The loss of a very important family member is always a defining moment in everyones life… apologies for not publishing last months report. I updated all information on the blog over time, but not a post… thank you for understanding.<\/p>\n\n\n\n
Live goes on and here is the April 2019 S4F report.<\/p>\n\n\n\n\n\n\n\n
<\/p>\n\n\n\n
A few things I want to highlight:<\/p>\n\n\n\n
Prior notes:<\/strong><\/p>\n\n\n\n In order to transfer funds to my accounts I employ TransferWise<\/a>.<\/p>\n\n\n\n My Top 5 personal P2P platform choices from April:<\/strong><\/p>\n\n\n\n 1 – Envestio<\/a><\/strong> (~16% returns, enterprise loans, secured debt); Envestio<\/a><\/strong> is my top choice right now, even if they currently don’t provide a auto-invest feature. Since the number of investors in Envestio<\/a><\/strong> is growing, I have the need to have money available in my account to be able to invest, but since January it is clearly my platform of choice.<\/p>\n\n\n\n Robocash<\/strong><\/a> jumped right to the 2nd place of my list mainly due to offering a true automated loan investment process almost without my intervention, excluding the definition of the auto-invest criteria. <\/p>\n\n\n\n Grupeer<\/a><\/strong> jumped to 3rd place due to good returns and a growing number of lending opportunities with good returns. The negative comment I have until now of Grupeer<\/a><\/strong> is the impossibility to sell your loans in case you want to exit the investment.<\/p>\n\n\n\n FastInvest<\/a><\/strong> just launched a new platform interface that really increased the user experience. I’m still exploring the platform, but I can only share a positive impression until now.<\/p>\n\n\n\n Mintos<\/strong><\/a> drop to the 5th position because since the beginning of the year I experienced some cash dragging. Due to being one of the most popular P2P lending platforms, with good returns, a great auto invest feature and good offer of short to mid-term loans, Mintos<\/strong><\/a> is under pressure to keep up offers to a growing community.<\/p>\n\n\n\n Learn more about my investments here: My Portfolio<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"For the first time my P2P crowdlending investments provided more than 300\u20ac in monthly income!\nI finally was able to redefine my P2P investment strategy.\nNext month I will be able to share with you in a table my P2P platform comparison, based on my personal criteria and preferences.\nNew platforms in my portfolio since February: Robocash, FastInvest, Crowdestate, Finbee, NeoFinance, PeerBerry, DoFinance, Kuetzal, Monestro, Rendity. My first impressions later.\nThe European P2P community will gather next June 7-8 in Riga. I will do my best to be there. Learn more and decide if you want to attend.\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"qubely_global_settings":"","qubely_interactions":"","_uag_custom_page_level_css":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[290],"tags":[],"class_list":{"0":"post-501","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-portfolio"},"jetpack_publicize_connections":[],"aioseo_notices":[],"qubely_featured_image_url":null,"qubely_author":{"display_name":"Carlos","author_link":"https:\/\/savingsforfreedom.com\/blog\/author\/user\/"},"qubely_comment":0,"qubely_category":"Portfolio<\/a>","qubely_excerpt":"For the first time my P2P crowdlending investments provided more than 300\u20ac in monthly income! I finally was able to redefine my P2P investment strategy. Next month I will be able to share with you in a table my P2P platform comparison, based on my personal criteria and preferences. New platforms in my portfolio since…","jetpack_featured_media_url":"","uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"cnvs-small":false,"cnvs-thumbnail":false,"pk-small":false,"pk-thumbnail":false,"qubely_landscape":false,"qubely_portrait":false,"qubely_thumbnail":false,"csco-small":false,"csco-intermediate":false,"csco-thumbnail":false,"csco-thumbnail-alternative":false,"csco-thumbnail-uncropped":false,"csco-medium":false,"csco-medium-alternative":false,"csco-medium-uncropped":false,"csco-large":false,"csco-large-uncropped":false,"csco-extra-large":false},"uagb_author_info":{"display_name":"Carlos","author_link":"https:\/\/savingsforfreedom.com\/blog\/author\/user\/"},"uagb_comment_info":0,"uagb_excerpt":"For the first time my P2P crowdlending investments provided more than 300\u20ac in monthly income! I finally was able to redefine my P2P investment strategy. Next month I will be able to share with you in a table my P2P platform comparison, based on my personal criteria and preferences. 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2 – Robocash<\/strong><\/a> (~14% returns, micro loans, automated, buyback guarantee);
3 – Grupeer<\/a><\/strong> (~13% returns, multiple loans, buyback guarantee but no possibility to sell);
4 – FastInvest<\/a><\/strong> (~13% returns, consumer loans, buyback guarantee);
5 – Mintos<\/a><\/strong> (~11% returns, multiple loans, buyback guarantee).
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