Below I will show how that will reflect for the future.<\/p>\n\n\n\n
Savings4Freedom in Portuguese<\/a><\/h2>\n\n\n\n
<\/a>The Savings4Freedom blog is now available in the Portuguese language<\/a><\/figcaption><\/figure><\/div>\n\n\n\nI’m also very excited to publish the blog in Portuguese<\/a>! I’m looking forward to your comments and suggestions on how the contents can be improved and how I can share better information in the future.<\/p>\n\n\n\nUnderstanding P2P Crowdlending<\/a><\/h2>\n\n\n\nBased on messages from people asking questions about P2P Crowdlending<\/a>, I decided to create a dedicated page<\/a> that will be continuously improved based on the best available industry information. The initial information source for it was a White Paper published by Grupeer<\/a> in the fall of 2018.<\/p>\n\n\n\n
<\/a>Compare the Best European P2P Lending Platforms<\/a><\/figcaption><\/figure><\/div>\n\n\n\nP2P Lending Platforms Comparison<\/a><\/h2>\n\n\n\nI really need to thank all the feedback received over the last month regarding the P2P Lending Platforms comparison<\/a>. I read all your messages and decided to simplify the way the information is shared. I hope that now it could be easier for you to check the best P2P platforms to invest<\/a>. Let me know what you think!<\/p>\n\n\n\nN26<\/a>, Revolut<\/a> and Transferwise<\/a><\/h2>\n\n\n\nIn order to simplify my investment strategy, I decided to create dedicated accounts to manage my P2P investments. Now I follow the 3 buckets account approach:<\/p>\n\n\n\n
- One bank account for my daily expenses: Revolut<\/a>;<\/li>
- One for my savings and emergency funds: National Traditional Bank;<\/li>
- And I just opened an N26 account<\/a> to manage my P2P Investments.<\/li><\/ul>\n\n\n\n
<\/a>Just opened an N26 Account. Photo: N26<\/a><\/figcaption><\/figure><\/div>\n\n\n\nThis approach, combined with the use of Transferwise<\/a> when I need to exchange currencies is simplifying my life and increasing my visibility over all transactions.<\/p>\n\n\n\nBut, without any further due, let\u2019s see the numbers!<\/p>\n\n\n\n\n\n\n\n
\n\n\n\nPortfolio Update June 2019<\/h2>\n\n\n\n
You can see real screenshots of my accounts and my review of the platforms checking my P2P platforms portfolio<\/a> page.<\/p>\n\n\n\n
<\/a>My current P2P investment portfolio<\/a><\/figcaption><\/figure><\/div>\n\n\n\nI will over time consolidate my P2P lending investments portfolio into my Top 7 personal P2P platform choices.<\/strong><\/p>\n\n\n\n1 \u2013 Kuetzal<\/a><\/strong> (~19% returns, enterprise & real estate, buyback guarantee);
2 \u2013 Envestio<\/a><\/strong> (~16% returns, enterprise loans, secured debt);
3 \u2013 FastInvest<\/a><\/strong> (~13% returns, consumer loans, buyback guarantee);
4 \u2013 Grupeer<\/a><\/strong> (~13% returns, multiple loans, buyback guarantee but no possibility to sell);
5 \u2013 Robocash<\/strong><\/a> (~13% returns, microloans, automated, buyback guarantee);
6 \u2013 Mintos<\/a><\/strong> (~12% returns, multiple loans, buyback guarantee);
7 \u2013 Viventor<\/a><\/strong> (~11% returns, multiple loans, buyback guarantee).<\/p>\n\n\n\nMonthly Income Statement: June 2019<\/h2>\n\n\n\n
![\"Brazil](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/Brazil-and-Portugal-Flags.png?w=700&ssl=1)
<\/a>I’m also very excited to publish the blog in Portuguese<\/a>! I’m looking forward to your comments and suggestions on how the contents can be improved and how I can share better information in the future.<\/p>\n\n\n\n Based on messages from people asking questions about P2P Crowdlending<\/a>, I decided to create a dedicated page<\/a> that will be continuously improved based on the best available industry information. The initial information source for it was a White Paper published by Grupeer<\/a> in the fall of 2018.<\/p>\n\n\n\n I really need to thank all the feedback received over the last month regarding the P2P Lending Platforms comparison<\/a>. I read all your messages and decided to simplify the way the information is shared. I hope that now it could be easier for you to check the best P2P platforms to invest<\/a>. Let me know what you think!<\/p>\n\n\n\n In order to simplify my investment strategy, I decided to create dedicated accounts to manage my P2P investments. Now I follow the 3 buckets account approach:<\/p>\n\n\n\n This approach, combined with the use of Transferwise<\/a> when I need to exchange currencies is simplifying my life and increasing my visibility over all transactions.<\/p>\n\n\n\n But, without any further due, let\u2019s see the numbers!<\/p>\n\n\n\n\n\n\n\n You can see real screenshots of my accounts and my review of the platforms checking my P2P platforms portfolio<\/a> page.<\/p>\n\n\n\n I will over time consolidate my P2P lending investments portfolio into my Top 7 personal P2P platform choices.<\/strong><\/p>\n\n\n\n 1 \u2013 Kuetzal<\/a><\/strong> (~19% returns, enterprise & real estate, buyback guarantee);Understanding P2P Crowdlending<\/a><\/h2>\n\n\n\n
![\"Mitigate](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/Mitigate-Risks-of-P2P-Lending.jpg?resize=1024%2C576&ssl=1)
P2P Lending Platforms Comparison<\/a><\/h2>\n\n\n\n
N26<\/a>, Revolut<\/a> and Transferwise<\/a><\/h2>\n\n\n\n
![\"N26](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/06\/N26-Bank.png?resize=1024%2C576&ssl=1)
\n\n\n\nPortfolio Update June 2019<\/h2>\n\n\n\n
![\"S4F](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/201906_Investments_Portfolio.jpg?resize=1024%2C631&ssl=1)
2 \u2013 Envestio<\/a><\/strong> (~16% returns, enterprise loans, secured debt);
3 \u2013 FastInvest<\/a><\/strong> (~13% returns, consumer loans, buyback guarantee);
4 \u2013 Grupeer<\/a><\/strong> (~13% returns, multiple loans, buyback guarantee but no possibility to sell);
5 \u2013 Robocash<\/strong><\/a> (~13% returns, microloans, automated, buyback guarantee);
6 \u2013 Mintos<\/a><\/strong> (~12% returns, multiple loans, buyback guarantee);
7 \u2013 Viventor<\/a><\/strong> (~11% returns, multiple loans, buyback guarantee).<\/p>\n\n\n\nMonthly Income Statement: June 2019<\/h2>\n\n\n\n
![\"Returns](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/06\/201905_Returns_Total.jpg?resize=1024%2C528&ssl=1)
<\/a>![\"Kuetzal](\"kuetzal_logo.jpg\"){kind=logo}
<\/a><\/figure><\/div>\n\n\n\n![\"Kuetzal](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/201906_Returns_Kuetzal.jpg?resize=1024%2C529&ssl=1)
<\/a>![\"Kuetzal](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/Kuetzal-Cashback.jpg?resize=1024%2C1024&ssl=1)
<\/a>![\"Envestio](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2018\/12\/Envestio_logo.png?w=345&ssl=1){kind=logo}
<\/a><\/figure><\/div>\n\n\n\n![\"Envestio](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/201906_Returns_Envestio.jpg?resize=1024%2C529&ssl=1)
<\/a>![\"FastInvest](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/04\/FastInvest_logo.png?resize=1024%2C153&ssl=1){kind=logo}
<\/a><\/figure><\/div>\n\n\n\n![\"FastInveest](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/201906_Returns_FastInvest.jpg?resize=1024%2C528&ssl=1)
<\/a>![\"Grupeer](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/Grupeer_logo.jpeg?w=445&ssl=1){kind=logo}
<\/a><\/figure><\/div>\n\n\n\n![\"Grupeer](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/201906_Returns_Grupeer.jpg?resize=1024%2C525&ssl=1)
<\/a>![\"Grupeer](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/Grupeer-Update.png?resize=1024%2C535&ssl=1)
<\/a>![\"Grupeer](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/Grupeer-Cashback.png?w=960&ssl=1)
<\/a>![\"Robocash](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/04\/Robocash_logo.jpg?resize=1024%2C293&ssl=1){kind=logo}
<\/a><\/figure><\/div>\n\n\n\n![\"Robocash](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/201906_Returns_Robocash.jpg?resize=1024%2C528&ssl=1)
<\/a>![\"Robocash](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/Robocash-Update.jpg?w=476&ssl=1)
<\/a>![\"Mintos](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2018\/12\/Mintos_logo.jpeg?w=500&ssl=1){kind=logo}
<\/a><\/figure><\/div>\n\n\n\n![\"Mintos](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/201906_Returns_Mintos.jpg?resize=1024%2C527&ssl=1)
<\/a>![\"\"](\"https:\/\/i0.wp.com\/savingsforfreedom.com\/wp-content\/uploads\/2019\/07\/Mintos-Update.png?w=960&ssl=1)
<\/a>